Health insurance shouldn't feel like a puzzle.

Yes — completely free. Our services are funded by Covered CA, the state's health insurance marketplace. We are never paid by insurance companies, so our only loyalty is to you. There are no hidden fees, no surprises, and no obligation.

Not necessarily. Lawful residents may qualify for Covered CA coverage regardless of immigration status. We can help you understand your options based on your specific situation — including whether you qualify for Medicaid or other programs.

Life events like losing job-based coverage, getting married, having a baby, or moving to a new area can trigger a Special Enrollment Period — usually 60 days from the event. Give us a call and we'll check if you qualify.

Premiums vary based on your income, household size, age, and the plan level you choose. Many families qualify for subsidies that significantly lower their monthly cost — some pay as little as $0 per month. We'll run the numbers with you during your free consultation.

We understand that evenings and weekends can be the only time that works. Call us to discuss scheduling — we do our best to accommodate your availability.